conversation ----情景对话

Now,There is no doubt that the credit cards play a important role in today's society. firstly,Using credit cards have many advantages, in general, it is very convenient to pay timely if you have no money can brush which are awarded the bank credit), Secondly,there is credit term (exempt interest in 20-50 days), There are three points, credit card can be rewarded ,which the integral can exchange gift. Finally, may be used to most people are not very aware, if you reimburse in time, so it can promote the customer's own credit for the loan after such points providing more convenient But no money credit really convenient? I don't think so. First, There are many not convenient reimbursement after using it , you should remember the time to reimburse bank, and the bank will break line on Sundays,so it will affect your reimbursement. Someone said, Doing a Association card,so you needn't to go bank for reimbursement , and won't forget is due any more. But this may produce two problems, one is you want to apply for the credit card, the nother are you correlation card need have enough money to reimburse If so, the problem came back, since you have associated with associated card, credit card can shopping, why not use credit card;? if you link card doesn't have enough money to repay the credit card, then you will be not seasonable reimbursement, that is to pay interest,and the interest will be large. At the same time, if a man spend no restraint, so he (she) can't effectively control their desire for consumption, This can stimulate his (her) shopping, thus it aggravates his (her) their economic burden without significantly enhanced their income, the situation will make the one become a slave for reimbursement. This recall the convenience of using credit card, she would chagrin. That's my personal opinion,thanks!