英文银行用语,1 先生,我们的美元兑换人民币的汇率是 千分之7.52 您是否需要将支票兑现成人民币?我的费用是 千分之7

Sir,the margin for our USD against RMB exchagne rate is 75bps.
do u want to encash your check into RMB?
第一句,千分之7.5应该是手续费,而不是汇率,对不对?
bps 是‘点’的意思,也就是,银行要收取75个点的差价.
其实,我觉得中文说是汇差,可以用手续费说
The commission for foreign exchange is 0.75 per cent.
兑换手续费是千分之七点五.

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1、Sir, we have the United States dollar exchange rate was 1,000 yuan 7.5%
2、Do you need to check cashed yuan?